Ryan Hackett Vancouver, WA Bankruptcy Attorney If you are like many people who have been struggling financially, Bankruptcy is the last thing you want to do. You may have been fighting for months or years to avoid having to even think about talking with a bankruptcy attorney. Who can blame you? Bankruptcy is a scary word that carries [...]
Paycheck being cut by garnishments? Bankruptcy will help. We have several clients contact us who are facing an upcoming wage garnishment, or currently are having their wages or bank accounts garnished. A garnishment means that a creditor who has a judgment is reaching in and taking money from a debtor. Generally in Washington up to 25% of your paycheck [...]
To accurately prepare a bankruptcy petition your attorney will need several documents from you. Bankruptcy attorneys have a duty to do due diligence before filing a bankruptcy case on behalf of a client. When an attorney signs his or her name on your bankruptcy petition they are certifying that the information is accurate and complete to the best of their [...]
Medical Debt and Bankruptcy Contrary to what many people believe there is not an actual "medical bankruptcy". Medical debt is however one of the most common reasons that people file Chapter 7 or Chapter 13 bankruptcy in Washington. But, a person filing bankruptcy for medical debt is treated the same as if the debt was non medical debt, [...]
I read a recent decision from the 9th Circuit Bankruptcy Appellate Panel that dealt with the issue of bankruptcy petition preparer errors and omissions in a chapter 7 bankruptcy case. The full case can be found here. In this case the Debtor hired a non-attorney bankruptcy petition preparer to help her with her chapter 7 bankruptcy filing. The Court found that [...]
Vancouver, WA Bankruptcy Attorney, Ryan Hackett Let's face it - there are a lot of bankruptcy attorneys out there. Trying to find the right one can be a confusing and daunting process. Chances are, you have never looked for a bankruptcy attorney and are a bit unsure where to start. Below are some tips to consider when searching for [...]
Tax Refund and Chapter 7 Bankruptcy It's that time of year again - people are beginning to receive their W-2 forms and begin thinking about getting ready to file their tax returns. For the fortunate folks they may even be looking forward to a tax refund. But, what if a person is also looking to file bankruptcy? Will [...]
Bankruptcy may actually improve your credit ability It is understandable that people looking to file bankruptcy are concerned about the impact bankruptcy will have on their credit report. I get questions all the time like: "will bankruptcy ruin my credit forever?", or "will my credit score go to zero if I file bankruptcy?". Fortunately, bankruptcy does not destroy [...]
Become Debt Free with Bankruptcy I often get questions like "how long will my chapter 7 bankruptcy case last?, or "what is the process of a chapter 7 bankruptcy in Washington?". At least as legal procedures go, Chapter 7 moves very quickly. The typical chapter 7 in Washington lasts approximately 90 days from when you file until it [...]
If you live in the Vancouver, WA area and file either Chapter 7 or Chapter 13 Bankruptcy you will need to attend a "Meeting of Creditors" approximately one month after you file your bankruptcy. For Vancouver area bankruptcy cases this meeting is held at the Vancouver Federal Building: 500 W 12th, Second Floor Vancouver, WA 98660. This hearing location will [...]